Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 5 Smart Investing Principles Principles that can help create a portfolio designed to pursue investment goals. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters.